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We Offer Multiple Payment Options That Fit Your Financial Needs, No Upfront Fees, And Our 100% Money Back Guarantee, Our Clients rest easy with the peace of mind in knowing that they are paying for results and not broken promises.

Truth is, over 70 percent of Credit Repair Companies are in the business to make a quick dollar. We are not an average credit repair company. We focus on the credit laws in place to ensure that your creditors are adhering to the FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debt Collection Practices Act).

If they are not, our job is to fight for you to make sure they are. Creditors know that most consumers don’t know the credit laws that protect them. This is where we come in. Let us fight for you.  Sign up for a Free no Obligation Credit Consultation

Why Choose Point Boosters?

  • We offer a 100% Money Back Guarantee.

  • We are a Veteran Owned company with integrity.

  • We are very experienced with consumer, business and mortgage credit.

  • We will be intimately involved with your credit repair experience.

  • We will be there for you every step of the way.

  • Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.

  • Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.

Our Services Include

  • Personalized Credit Challenging Options to Fit Your Exact Credit Repair Needs.

  • An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process.

  • Custom Credit Challenge Letters Submitted On Your Behalf.

  • Access to Your Case Status and Updated Information – 24 Hours A Day / 7 Days A Week.

THE FACTS:

We have an excellent track record improving clients scores.

If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards.

102.7 Points Is The Average Client’s Credit Score Increase in 6 months.

Average Score Increase in 6 months:

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With Hard Work & Patience

102.7 points

Average Score Increase in 30-45 days

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10 points or more 93%
20 points or more 71%
50 points or more 35%
100 points or more 25%

Average Score Increase in 90 days:

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10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%

Our Most Frequently Asked Questions

What items can you help me to remove and improve? 2017-01-09T03:15:52+00:00

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Will the removed items come back? 2017-01-09T03:18:47+00:00

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

Why are your results different? 2017-01-09T03:14:43+00:00

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.

How long will it take to raise my score? 2017-01-09T03:14:15+00:00

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.

What is your 100% Guarantee? 2017-01-09T03:13:44+00:00

You are entitled to a 100% refund on all monthly payments if:

– You do not remove more than 25% of all the negatives worked on.
– You have had no new collections or missed payments in the time frame we are assisting you
– You maintain a Credit Monitoring service throughout the Credit Repair service.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.

(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

How much will it cost me? 2017-01-09T03:13:19+00:00

We have different packages that are tailored to the needs of all clients. For a break down of costs, please see our pricing section.

Is Credit Training and Education worth my time and money? 2017-01-09T03:11:41+00:00

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

Is Credit Training legal? 2017-01-09T03:10:47+00:00

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

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01/18 | USA, DECATUR, GEORGIA
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Testimonials

It’s a must that I give y’all a shot out!!! When you receive an email saying that your credit score has went up 50 points and it hasn’t even been 3 months!!! All I can say is thank you!!! If y’all wanna invest your money into something that’s going to benefit you for the rest of your life, invest in your credit!! Point Boosters definitely has a satisfied customer in me!!! Thank you guys!!!

Nik Ki, Valued Client

I started with low 500 credit score and I went to mid 600 credit score in 4 to 5 months.. Now I just purchased my first house. Everything was worth it!!!! Patience is the key

Lapez Cole, Valued Point Boosters Client

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Pricing

Lifetime Membership

$0 Per Month
  • $249 Audit/Enrollment Fee
  • 3 Bureau Audits /24/7 Client Portal
  • Only Pay For Deletions
  • No results No Pay/ Bill Never Over $100
  • Deletion Rates Below
  • Inquiries/Personal Info-Free
  • Collections/Charge Offs $50
  • Repossession $75
  • Bankruptcy/Civil Judgement $100
  • Foreclosures/Child Support $125
  • Lifetime Client/No Monthly Payments

Platinum Boost

$99 Per Month
  • $149 Audit/Enrollment Fee
  • Less Expensive
  • Credit Coaching
  • 3 Bureau Disputes
  • Customer Support
  • 24/7 Client Portal
  • Money Back Guarantee if No Deletions in 90 Days
  • No contract
  • Unlimited Disputes

Diamond Boost

$199 Per Month
  • $199 Audit/Enrollment Fee
  • WORK DIRECTLY WITH UPPER MANAGEMENT
  • 24/7 Client Portal
  • Money Back Guarantee if No Deletions in 90 Days
  • Customer Support
  • Credit Coaching
  • Unlimited Disputes
  • Audit Completed By Mr. Harper